Can You Prepay for Cremation Services?
Everyone wants a respectful sendoff at the end of their life, but that comes at a price. Some people use crowdfunding to raise money for cremation services. Others rely heavily on their family members to contribute the money, creating a financial burden for them. Is there an easier way to do this? Can you prepay for cremation services?
Yes, you can prepay for cremation services, and it’s certainly a good idea to do so. If you think about it, it’s not different from any other prepaid expense. The most important thing is the benefit it brings to the family left behind. We’ll look at those benefits, but first, let’s consider how prepaid cremation works.
How to Prepay for Cremation Services
Once you’ve decided to go for cremation instead of the traditional funeral service, the next step is to plan. Planning involves deciding how you want the cremation process handled. For instance, you can decide whether to have a funeral service. If you do, you can even give details of what should happen during the service.
Once you have the plan, you can proceed to pay in advance. That involves making arrangements with a local funeral home. Most funeral homes have several cremation options. Direct cremation is usually the cheapest because it doesn’t include body viewing or a funeral service.
But you can have a memorial service after cremation at a place and time convenient to you.
That said, be sure to compare the prices of different packages and choose the one you want. After that, decide on your payment method. You can pay the full cost at once or pay in installments. Either way, it will ease your loved one’s burden when the time comes.
So, what are the benefits of preplanning and prepaying for cremation? Let’s discuss.
Why You Should Prepay for Cremation
No one likes thinking about their death, let alone planning for it. But planning your end-of-life services can bring immense relief to your family members. They won’t have to worry about the financial burden.
Even though cremation is cheaper because you may not need a casket and a cemetery plot, the cost often increases due to inflation. And as more people prefer cremation over traditional burial, prices could increase due to the growth in demand.
However, prepaid cremation services are cheaper because they allow you to lock in current prices. Moreover, the amount you use to prepay for cremation is exempt from other assets when determining your Medicaid eligibility. That makes you more likely to be eligible for Medicaid.
Besides helping with funeral expenses, prepaying for cremation gives your family peace of mind. Instead of worrying about finances, they have enough time to celebrate your life and fulfill your final wishes.
Save Money by Prepaying for Cremation
Funerals are quite expensive and can create huge financial burdens for families. Instead of relying on well-wishers for assistance, consider prepaying for cremation.
You only need to approach a cremation provider with your plan, check out their packages, compare prices, and choose the package that fits you. Once you agree on the plan, you can pay in lump sums or installments. And don’t forget to inform your family about your prepaid funeral plan.
If you’d like to prepay for cremation services, Florida Family Cremations is here to help you. We provide affordable cremation services in Clearwater, ranging from simple cremation to veterans’ services. Our prepaid cremation services are not just affordable; they’re also customizable to meet your unique needs.
Don’t leave your end-of-life arrangements to chance. Take action today and contact us to learn more about our prepaid cremation costs and services. Our compassionate and experienced staff is here to guide you every step of the way and help you make the best decisions for you and your family.